Rural Financial Counselling Service NSW
Free • Impartial • Confidential • Responsive
Richmond Valley Business and Rural Financial Counselling Services (RVBRFCS) Inc is a local non-profit organisation that hosts government funded programs to foster regional economic development. Historically this includes the Casino Regional Business Enterprise Centre, the Northern Rivers and the Mid North Coast Rural Financial Counselling Services and the regional Aboriginal Economic Development Officer (AEDO) program. Committed to supporting rural Australia, in October 2006, with support from previous service providers, our organisation won the competitive grant application process to deliver under a new model, rural financial counselling services to the north eastern region of New South Wales. The Rural Financial Counselling Service NSW – Northern Region is administered from its Head Office based in Casino, and today the organisation employs 12 rural financial counsellors. Outreach offices are located in Armidale, Casino, Glen Innes, Inverell, Macksville, Moree, Narrabri, Scone, Tamworth, Taree and TOCAL. The Rural Financial Counselling Service programme is funded by the Australian Government and the NSW Government, who have committed funding to June 2019.
The Rural Financial Counselling Service NSW Northern Region (RFCSNSW- NR) supports eligible farmers, fishers, forest growers, harvesters and small related rural businesses* who are suffering financial hardship, and who have no alternative sources of impartial support, to manage and adjust to the challenge of industry and climate change. What is rural financial counselling? Rural financial counselling is:
- independent of financial institutions, welfare agencies and government.
Who makes the decisions: Your rural financial counsellor will support and work with you to develop options – and you make the decisions. What rural financial counsellors CAN do – Rural financial counsellors can:
- analyse business performance & understand your financial position
- develop cash flow budgets and projection
- explore & identify options (business & risk management planning) to improve financial self-sufficiency
- prepare for succession planning
- prepare for and facilitate meetings with lenders
- access Government Assistance and information
- prepare for and manage events such as droughts, floods and fire
- referrals to professionals and agencies
Rural financial counsellors CANNOT provide financial advice, succession planning advice, act as a mediator, social or family counselling, but they CAN provide referrals to appropriate professionals and information on how to prepare for discussions with experts. Contact a rural financial counsellor
- see the lists of rural financial counsellors for each location.
*’Small rural businesses’ are eligible to use the rural financial counselling service if defined as a rural business that employs no more than ten full-time-equivalent (38 hours per week) employees and provides the majority of its services to primary producers and is directly involved in primary production (e.g. fencing, harvesting, spraying or stock management).
Board of Directors
Chairperson – Gwenda Nipperess Small business proprietor, Company Director ;
Deputy Chairperson – Mark Miller Chartered Accountant;
Director – Ray Porter Principal and Director of 3 private companies; international experience in the oil seed industry;
Director – Greig Lamond Solicitor;
Director – Fleur Tonge Award winning dairy farmer with tertiary qualifications in Commerce, Agricultural Economics and governance, Community Health;
Director – Alan Walsh Retired, formerly Executive Officer, St Vincent de Paul Society managing Diocesan Area from Tweed Heads to Port Macquarie;
Director – Lynette Zito Accounting and HRM qualifications and Community Health