Rural Financial Counselling Services NSW Northern Division


Farm succession

Disaster Assistance

Commercial Fisheries Business Adjustment Program
A scheme to assist the commercial fishing industry in NSW to manage restructure impacts.

Dairy and Drought Recovery Concessional Loans
The Drought Recovery and Dairy Recovery Concessional Loans Scheme allows eligible Farm Businesses to access two types of loans – Drought Recovery Concessional Loans, to recover from the effects of drought, and Dairy Recovery Concessional Loans, to assist Dairy Farm Businesses impacted by the 2015–16 reduction in milk prices

1/6/16 - Storms and Floods in Ballina, Byron, Clarence, Coffs Harbour, Lismore, Nambucca, Port Mqcquarie/Hastings, Tweed - applications for loans close 7/12/2016

29/1/16 - Thunderstorms in Lismore and Richmond Valley  - applications for loans close 6/1/2017

29/1/16 - Hail and Wind Storms in Narrabri and Walgett  - applications for loans close 21/10/2016

29/11/15 - Severe Storms in parts of Ballina, Byron and Lismore  - applications for loans close 31/8/2016

Drought Hub provides a DPI one-stop online destination for information on a vast range of services and support available to primary producers, their families and communities to prepare for and manage drought conditions.

or visit 


Drought Concessional Loans . . . . . .

Drought Recovery Concessional Loans . .

Transport Subsidies . . . . .

Choosing the Right Loan for Your Needs . 

Farm Innovation Fund

A package to assist primary producers identify and address risks to their farming enterprise, improve permanent farm infrastructure and ensure long-term productivity and sustainable land use, aiding in meeting changes to seasonal conditions.

The availability of loans is subject to funds being available. No loans will be offered beyond the allocated funding. Applicants should contact the Authority prior to lodging an application.

For relevant information and application forms . . . . . . 

Income Support Available

Farm Household Allowance (FHA) - The FHA provides up to three years of household income support to eligible farmers and farming families and includes a Health Care Card, up to $1500 for professional financial advice and up to $3000 for professional support, advice or training if the information remains current.”

Human Services Minister Senator Marise Payne said she strongly encouraged farming families not to delay in lodging their application for FHA. Claims for the FHA can be submitted online at the Department of Human Services website or downloaded from the website.

The Department of Human Services has a Farmer Assistance Hotline operating from 8am to 8pm, Monday to Friday on 132 316